Welcome to Low cost travel insurance for backpackers and students on Gap Years. Includes sports and adventure activities.

We can offer Travel Insurance for backpackers and travellers on a Gap Year or for those under 49 travelling around the world for longer periods of time as opposed to a standard package holiday lasting perhaps just two weeks. Our travel insurance is ideal for students on extended stay trips, backpackers and all younger travelers under 49!! It offers great value at low costs whilst maintaining excellent levels of medical cover.

We can offer instant free quotes for our backpacker insurance and you will find that many hazardous activities are included as standard and you can increase your cover to include more extreme sports for a small additional premium. All our policies can have winter sports cover added for ski and snowboarding cover.

One of the main reasons people purchase a backpackers travel insurance policy is to get medical insurance, but travel insurance is much more than just that. It is important that when you compare policies you check more than just the prices. You need to see what amounts you are covered up to. You also need to see whether you are covered for curtailment of your trip, baggage & money and what methods are in place for repatriation back to the UK if necessary. Hazardous activities are a major concern to most people taking out a backpacker policy. You will no doubt want to at least participate in perhaps Bungee jumping, or Scuba Diving. Well because our insurance policy has been developed specifically for backpackers we include many activities as standard, unlike other policies available on the market.

We also give you the option to increase your cover for other more specialised activities but as standard we include the following as long as you are not participating on a professional basis: -

angling, archery*, athletics*, badminton, banana boating, baseball*, basketball, billiards, body boarding, bowling, boxing training (no contact), camel riding*, canoeing, catamaran sailing**, clay pigeon shooting, climbing (climbing wall), cricket*, croquet, curling, cycling (non-touring)*, dancing, darts, dinghy racing, dinghy sailing, elephant ride, fell walking, flag American football, football, golf, gymnastics, helicopter ride (passenger), hiking, horse drawn sleigh, horse trekking, hot air ballooning (passenger), jet skiing*, kite surfing, light aircraft rides (passenger) martial arts training, motorcycling under 125cc* (as a means of transport only), netball, orienteering, paint balling*, pony trekking, pool, rambling, rifle range*, ringos, rounders, rugby league*, rugby union*, sailing** (in-shore & off-shore), scuba diving (max. 30m), sledging, snooker, snorkeling, snow-shoeing, soccer, softball, squash*, surfing*, swimming, swimming with dolphins, table tennis, tennis, ten-pin bowling*, tobogganing (winter), touch football, trampolining, trekking, tug-o-war, volleyball, wake boarding, walking, walking up Sydney Harbour Bridge, water polo, waterskiing, wheelchair basketball, windsurfing (on a lake).

* no Personal Liability cover
** no Personal Liability / offshore rescue cover

Our backpackers policy also includes our Activities Pack as standard and the activities covered include the following:-
bungee jumping (2 jumps), canoeing, non-touring cycling*, dinghy sailing, elephant riding (1-2 days), elephant trekking (over 2 days), hiking, pony trekking, kayaking, parascending – behind boats, scuba diving max. depth 30m (2 wks), sea canoeing / sea kayaking (1 wk), surfing*(2 wks), trekking, walking high altitude, white water rafting (1 wk), windsurfing* - lake & sea (2 wks), zorbing (2).

* no Personal Liability cover

Should you still wish to cover yourself for other activities, perhaps parachuting or maybe rock climbing with or without tools then we can cover you for these activities and many others for a small additional premium. You are NOT covered for any other Sports and Activities, unless declared to and agreed by us and shown on your insurance schedule. You can add additional Sports and Activities.

You will find that our insurance is offers excellent value for money, you choose where you wish to be covered whether it be Europe only or perhaps Austrailia & New Zealand or Worldwide cover. Travel Insurance is a must when traveling no matter where you are travelling and when you will be away for extended periods of time it is even more important. Costs for healthcare and medical assistance abroad can be very expensive and as the foreign office states 'If you can't afford travel insurance, you can't afford to travel.' At least with our highly competitive prices you will have more money left to spend on your travels.

Our backpacking travel insurance is ideal for those looking to take working holidays abroad, gap years, summer work, UK gap years and overseas voluntary work These are numerous opportunities while on a gap year and there are many organisations that can help you plan your gap year abroad whether you want to work, study, volunteer or go on an expedition.